How To Check if You’re Unknowingly Supporting Gun Stocks

Gun Stocks

There’s no doubt that gun violence is a huge problem in the United States. In the wake of so many mass shootings, people are looking for ways to reduce gun violence and make our communities safer.

Unfortunately, one way that many people are inadvertently supporting gun companies is by buying stocks in them without realizing it.

Here’s how to check if you’re unknowingly supporting gun stocks and what you can do about it.

1. What Are Gun Stocks and Why Should You Care About Them?

Gun stocks are stocks that are associated with gun companies. These can include manufacturers, retailers, and even ammunition makers. When you buy these stocks, you’re financially supporting gun companies and their businesses.

There has been a lot of public pressure on institutions to divest from gun stocks in recent years. For example, after the mass shooting at Sandy Hook Elementary School in 2012, several major investment firms pulled their investments in gun stocks. And after the mass shooting in Parkland, Florida, there was a significant drop in the value of gun stocks.

So if you’re someone who wants to do something about gun violence, one way you can take action is by ensuring that your money is not going to support gun companies.

Unfortunately, it’s not always easy to avoid investing in gun stocks. That’s because many people invest in index funds, which track major stock market indexes like the S&P 500. And since the S&P 500 includes a number of gun stocks, you may be unknowingly supporting gun companies if you’re invested in an index fund.

Luckily, there are a few ways to check if your investments are supporting gun stocks.

2. How To Check if You’re Unknowingly Supporting Gun Stocks

There are a few ways to check if your investments are supporting gun stocks.

One way is to look at the fund’s holdings. This information should be readily available on the fund’s website. If you see that the fund holds shares in a gun company, then you know that your money is going towards supporting that company.

Another way to check is to look at the fund’s investment objectives. Many funds will explicitly state whether or not they invest in gun stocks. For example, the Vanguard FTSE Social Index Fund states that it excludes companies involved in “controversial activities,” which include firearms and ammunition manufacturing.

If you’re still unsure, you can always contact the fund’s customer service and ask whether or not they hold any gun stocks.

Once you know which of your investments are supporting gun companies, you can take action to divest from them if you so choose. There are a number of funds that specifically exclude gun stocks, so you can switch to one of those if you want to avoid investing in gun companies.

3. What To Do if You Find Out That You Are Invested in Gun Stocks

If you find out that you are invested in gun stocks, you have a few options.

One option is to sell your shares and invest elsewhere. This is the most straightforward way to stop supporting gun companies with your money.

Another option is to hold onto your shares and try to engage with the company. For example, you could write to the company’s management and express your concerns about their involvement in the gun industry. You could also try to vote with your shares at shareholder meetings.

Of course, you can also choose to do nothing and continue to hold onto your gun stocks. It’s up to you to decide what is best for your situation.

No matter what you decide to do, it’s important to be aware of the potential risks involved with investing in gun stocks. Gun companies are often volatile and their stock prices can fluctuate wildly. So if you do choose to invest in them, make sure you’re comfortable with the risks before doing so.

4. Ways To Take Action Against Gun Violence

There are a number of ways to take action against gun violence. One way is to ensure that your money is not going to support gun companies.

Join or donate to organizations working to end gun violence.

You can also choose to support businesses that are taking a stand against gun violence.

For example, a number of companies have cut ties with the NRA in recent years. So if you’re looking to support businesses that are taking a stand against gun violence, make sure to check out their policies before doing so.

5. Why It’s Important To Take a Stand Against Gun Violence?

Gun violence is a serious problem in the United States. Every year, thousands of people are injured and killed by guns.

By taking a stand against gun violence, you can help make a difference. Even if it’s something as simple as ensuring that your money isn’t going to support gun companies, that’s one less gun company that can profit from violence.

And if we all take a stand against gun violence, collectively we can make a real difference. So if you’re concerned about gun violence and want to do something about it, make sure to check out the ways you can take action.

Together, we can make a difference.

Did you find out that you were unknowingly supporting gun stocks? What action did you take? Let us know in the comments below.

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Finding the Best Deal for Our TV Bundle Package

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Finding the Best Deal for Our TV Bundle Package

Finding the Best Deal on Our TV Bundle Package

Finding the Best Deal on Our TV Bundle Package

After my husband and I got married last year, we did what most couples do and combined households. As we joined our lives and finances, we also evaluated our monthly expenses. We started by establishing our new budget. Then, we divided the financial responsibilities, set our savings goals, and looked for areas where we could cut back. The most obvious way was to cancel duplicate memberships and services we no longer needed. However, we overlooked a few opportunities to save money with our telecom services. Now that my husband will need to relocate for work, we are looking for more ways to trim the budget. So, I’m wondering if we have the best deal for our TV bundle package or if there are better options for us.

The Current TV Bundle Package

Before we got together, he had two roommates living in the same house. For budgeting purposes, they shared services and streaming memberships. However, anyone who lives in a large household will tell you how frustrating it is when you skimp on your internet speed. With all three of them working from home, streaming, and gaming, they chose a package with greater bandwidth. But now that it was just the two of us, I wasn’t sure if we were paying for more than we needed.

Our current bundle includes TV and internet services, but all streaming services are separate. With the bundle, we have the Ultimate plan with download speeds up to 500Mbps, a 1.25 TB monthly data plan, and 140 channels. The latest bill showed that we pay $83 a month for internet and $114 for TV; with taxes and fees, it’s just more than $210 a month. This price included a $30 discount on the package, which makes it a good deal. Unfortunately, the offer expires in April 2023.

Options in Our Area

Local Providers

Sadly, there are a limited number of service providers in our area. Only two, to be exact. This doesn’t work in our favor or create much competition for pricing and customer service.

Over the years, I’ve used both providers and neither one comes close to satisfactory. Since their prices and quality of service are about the same, I have no loyalty to either one. Therefore, I let the bottom line determine where I go and sometimes switch between the two, depending on who is running the best promotion.

Satellite Services

I’ve also looked into satellite services, but have had bad experiences in the past. Living in the midwest means that we often deal with poor weather conditions. When it gets bad, service gets spotty and is often out for several hours at a time. Since I need reliable internet access to run my business, satellite service isn’t a good option for me.

Mix and Match

The other alternative is to pay for the services individually. We don’t watch many cable TV channels, so we have discussed ditching the extras for local channels only. Additionally, we don’t need a landline since we rely on our cell phones.

While it may seem limited, we would still have plenty of entertainment services. Since we already pay for subscriptions to Netflix and Amazon Prime, we could still watch our favorite TV shows and movies through these streaming services. Looking at our options, we are seriously considering canceling the cable and finding a bundle for our streaming services.

Getting the Best Deal on Your TV Bundle Package

Looking at our current package, it seems like we are getting the best deal available right now. However, that will change when our discount expires. So, if you are looking for ways to get the best deal on your TV bundle package, here are three things you should keep in mind.

1. Bundle your services for better discounts.

Obviously, bundling is one of the best ways to save on your telecom services. As a general rule, you typically pay less for each service when you go through a single provider.

Sometimes, they will also offer promotional deals and discounts to help you save even more. Not only is it good news for your wallet, but telecom companies also love it when you bundle because it boosts revenue for each client and has its users committing to long-term contracts.

However, not all bundles are a bargain. You need to do your due diligence and pay attention to the fine print. Watch out for the fees for add-ons and equipment rentals. These hidden charges may cost you more by nickel and diming you beyond your budget.

2. Check out the competition.

Any true budgeter knows that you should always shop around and compare prices. The same is true when it comes to your telecom services. If you live in larger cities, you will usually find better deals. The bigger the local market, the better the inducement offers will be as well.

Many providers offer great deals and packages to sign up. Plus, you can sometimes find exclusive web offers to save even more. Others offer incentives like prepaid credit cards or discounts when you sign up or pay for services online. Sometimes the savings are so significant, that I’m willing to switch contracts and go through the hassle of changing service providers.

3. Don’t be afraid to negotiate.

Most people think that rates are set in stone. While there may be standard pricing, there are usually ways that service providers are willing to sweeten the deal to keep your business. So when your contract expires, be ready to have a conversation about your renewal.

When you go into the conversation, keep in mind that there is some room for negotiation. Although they will rarely give you free service, it never hurts to ask for a current promotional rate for new members or that they extend your current deal.

The staunchest savers will also advise you to be willing to walk away. Let your provider know that you will be looking at other options if they can’t honor the rate or offer other discounts. Sometimes threatening to end your service spurs them to find ways to reduce your monthly bill and extend your contract.

Ultimately, you have to decide what is most important for your communication needs and choose the package that is right for you. It never hurts to ask for what you want from your service provider. They may surprise you and grant your requests. In the long run, they know a satisfied customer is worth more than the discount.

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You May Be Priced Out Of The Suburbs – What You Need to Know

Priced Out Of The Suburbs

 

Housing prices have been on a meteoric rise for the past year, with little change in the past few months. For those looking for housing, city living was usually a more expensive option. Now, it looks as if the tides have turned and the suburbs are now just as pricey as the city, if not more. You may be priced out of the suburbs. Here’s what you need to know.

Suburban Housing Prices Are Rising

Prices for homes in the suburbs rose by over 20 percent in March of 2022. This is a huge increase, and it doesn’t seem to be slowing down. The rise in suburban housing prices can be attributed to a few different factors.

The first factor is that people are moving out of the city in droves. The pandemic has made many people reassess their priorities, and for many, that means leaving the hustle and bustle of the city behind for a more suburban lifestyle.

The second factor is that there is a limited supply of suburban homes on the market. The combination of people moving out of the city and limited supply has caused suburban housing prices to skyrocket.

Interest Rates Are Rising As Well

Not only are suburban housing prices rising, but interest rates are rising as well. This is making it even more difficult for people to purchase a suburban home. Interest rates are now almost 6 percent. This rate has caused many of those looking for a home to decrease the amount they are willing to pay.

Many of those that have found a home and put in a bid have had to withdraw their contract based on the rising interest rates. With suburban homes costing so much, many are now sitting on the market a little longer than a few months ago.

So What Does This Mean For You?

If you’re looking for a suburban home, you may need to adjust your budget. The days of finding a suburban home for a steal are over. You may also need to be prepared to compete with other buyers. The current market is very competitive, so if you find a home you love, don’t hesitate to put in an offer.

If you’re not ready to buy a suburban home just yet, don’t worry. The suburban housing market is predicted to cool off in the next few years. In the meantime, you can always rent. However, be prepared to pay higher rents as well. Landlords are taking advantage of the current market conditions and rising prices.

Stay Up To Date On The Market

No matter what your housing plans are, it’s important to stay up-to-date on the latest market conditions. This way, you can be prepared for whatever the future holds.

What are your thoughts on the suburban housing market? Have you been affected by rising prices? Let us know in the comments below!

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