How to Live Like a Celebrity Without the Baggage

Have you ever wanted to know what it was like to live like your favorite celebrities? If you have, there is no need to be ashamed. After all, it is only natural. We see them on big screens that make them look larger than life. If you have ever met a celebrity in person, you have no doubt experienced the involuntary thrill of quick, shallow breaths and a suddenly racing heartbeat that indicates intense excitement. The feeling is a little like falling in love for the very first time.

Celebrities are a lot like royalty. Everything about them is outsized. Their lives are under a microscope all the time. They are only as good as their last performance. And while the praise is over the top, so is the criticism. Few things can withstand that amount of scrutiny. Their relationships are more strained because of it. There is little wonder so many of them are fleeting.

The good news is that you can enjoy some piece of the celebrity experience without having to have the celebrity paycheck or carry the celebrity baggage. It is just a matter of focusing on a few things that make a big difference. Here are three:

Celebrity Health

Don’t allow yourself to get overly impressed with celebrity health. It seems to mostly focus on that which can only be described as skin deep. There is no evidence they live any longer than you do. And do to unchecked vices, they might live a bit less on the whole.

That said, there are a few health tricks they use that are available to everyone. Among the most effective are custom vitamins. You can get the same personalized vitamins and supplements as they use delivered to your door on a monthly basis at a surprisingly affordable price. With that kind of service and convenience, you will feel like a celebrity from the first delivery.

You can surpass celebrity health by doing a better job of watching what you eat. People with unlimited budgets can literally eat anything they want at any time of the day or night. They don’t have to prepare it themselves or even pick it up. They need only tell someone to bring it to them and it is done. You can do better by preparing your own healthy meals and utilizing healthy meal kit services. You can have the best part of celebrity health without the medical interventions.

Celebrity Home Decor

You don’t have to buy a fully furnished and highly designed McMansion to enjoy celebrity decor. Professional designers and decorators love budget tricks and use them all the time. Good decor is in the eye of the beholder. And you can reproduce a lot of what you see in Better Homes for a lot less than you think.

Home decor is not just a useless indulgence for the already over indulged. Your home is your biggest investment. You will spend the lion’s share of your life behind those walls. For your own sanity, it is important that you enjoy the time you spend inside. During the pandemic, The home has had to serve as castle, office, school, daycare, and church. There is a good chance that some of those functions will remain after the immediate danger has passed. Take this time to add some celebrity decor to your home without the baggage of a 36 car garage.

Celebrity Tech

The thing about Coke is that it is the same drink for the CEO as it is for the person on the street. The same is mostly true for technology as well. You can trick out your newly decorated home with the latest home automation hardware for a fraction of what it cost just 10 years ago. You can have connected cameras and locks and doorbells and alarms that you can install yourself without the need of an electrical engineering license.

Celebrities use the same iPhones that you can get for just a few dollars a month. The computers they use to produce TV shows and movies are the same computers you can purchase from your local Best Buy.

It is easy to imagine how different a celebrity’s life must be from yours. But it is not as different as you might think. For a lot less than you thought possible, you can enjoy celebrity health, celebrity decor, and celebrity tech without any of the downsides that come with actually being a celebrity.

A Little-Known Way to Break Free of the Blues

You’re beautiful, but you just don’t feel it. Your life is going well, but you imagine things are falling apart at the seams like a cheap dress.

Although things appear increasingly better this year, you feel worn out, jaded by all the stressors of 2020, a difficult year. You’ve tried to figure things out—reading self-help books, talking to a therapist, and sharing with your loved ones—but you can’t seem to shake off this sense of futility, this inexplicable funk.

While there are plenty of good things to say about changing from the inside-out, if that’s not working for you, try something else: try changing from the outside-in. Here are some suggestions on how to use this approach to break free of the blues.

Look and Feel Beautiful

You’ll be amazed at how a facial can transform your appearance. Once you relax the tension in the fine muscles of your face with a massage and use steam, extraction, creams, and lotions to improve your skin, you will positively glow. In fact, you won’t be able to look in a mirror without smiling back at yourself, and you’ll also notice furtive admiring glances from the corner of your eye when you’re in public. Use an online directory in your city to get the best facials; so, for instance, if you live in Atlanta, don’t use Google, but a specialized service directory to do a search for facials in Atlanta.

After your facial, invest in a few beauty products that make a significant difference. Vitamin C serum, for example, will protect against skin damage. It also repairs a variety of skin issues, such as an uneven tone, dry spots, sagging skin, sunburn, hyperpigmentation, and photoaging.

Get Fit and Fabulous

Do you need to gain or lose weight? Do you need to lose flab and tone up your muscle? Do you look great but still need more energy, strength, and endurance?

The solution to all these common health and fitness issues is diet and exercise.

Rather than following a popular diet, it might be more beneficial to create a healthy eating plan. Talk to a nutritionist to find out the best foods or spend some time researching nutrition.

After you’ve figured out the best eating plan, then turn your attention to how to exercise. You can join a gym or a yoga class to get your mojo back and start exercising regularly.

Make and Manage Your Money

Now that you’ve spent some time on self-care, and mastered the forgotten arts of dieting and exercising, it’s time to review good financial habits that will gradually improve your net worth.

Some ways to revamp your finances include restructuring your debt to stop worrying about your financial security, creating a budget to control your spending, contributing more to your retirement account, tucking away your savings in a high-interest account, and creating a side hustle to earn extra money.

The Outside-In Approach

Once you make these simple changes, you will feel more confident and do more of the things that the confident version of you would do. You’ll not only look fantastic, but you’ll also be healthier and more energetic than before. And, since you’re taking better care of your finances, you’ll be feeling more secure.

Changing how you look and feel and behave will change how you think about everything. It’s difficult to feel miserable when you look fabulous all the time. When you spend some focused time on self-care, then you’ll feel good enough about yourself and where you are in life to notice the beauty of the world around you.

When you’re feeling blue, introspection isn’t the only way to get out of it. Sometimes changing things within your control, like your appearance, health and fitness, and financial well-being can flip on your optimism.

Good Habits That Will Increase Your Net Worth

Good Habits That Will Increase Your Net Worth

Inheritance and high income are not the only things that boost you to the upper tax brackets. Building wealth begins with changing the way you view and spend money. While raises and huge financial wins are great, it is the day-to-day habits that will increase your net worth.

Creating good spending habits mark the difference between financial success or distress. Instead of planning from paycheck to paycheck, you need to have a long-term view and savings plan. Reverse this thinking, and put your financial goals first.

5 Good Habits that Will Increase Your Net Worth

1. Pay Down Your Debt.

Since your net worth is the total sum of your assets minus your debts, it makes sense to pay off what you owe. Debt greatly detracts from  this, so regularly paying down more principle on your debt is a good habit to increase your net worth.

If you have a large amount that you owe, you may consider debt consolidation or speaking with a debt relief agency.  These programs are especially helpful if you carry a lot of high-interest credit card debt. With one phone call you can reduce your interest rates and monthly payments.

2. Evaluate Your Monthly Spending.

Not only is it important to build good habits, but also to identify bad ones as well. So, it is good to get into the habit of performing regular budget checks. These reviews allow you to make sure you are living within your means. Looking over your financial statements and monthly bills is an easy way to track your monthly spending habits. It is also a good way to determine if you have too many unnecessary expenses.

Creating a budget will help you save money and move towards your long-term financial goals. This does not mean that you have to give up everything you love, but you may discover monthly memberships or subscriptions you can do without. If you want to establish good spending habits that will increase your net worth, then you must also break the ones that negatively impact it as well.

3. Max Out Retirement Contributions.

Another crucial step in building your net worth is through your retirement accounts. While this may not seem a high priority in your twenties and thirties, it should be. The sooner you begin saving for retirement, the more money you will have for your golden years.

Many employers offer retirement plans with tax-advantaged accounts and contribution matching to help your funds grow even faster. If you do not take advantage of these benefits, then you are missing out on free money you could use to add to your net worth. Furthermore, these investment vehicles save you even more since it defers taxable income until your lowest earning years. Increasing your generative assets puts your money to work over time and exponentially adds to your net worth.

4. Put Your Money in High-Interest Savings Accounts.

Choosing the correct savings account can help build your net worth more than you may realize. Even though current interest rates have not risen to previous levels, you can still earn more with a high-interest savings account than in a traditional one.

If you do not need immediate access to these funds, shop around to see which type of account will earn you the most interest. Leaving your money in low-interest checking accounts or stashed under your mattress actually depreciates the value of your earnings over time. Simple changes like this will maximize your earning potential. However, you also need to set the habit of contributing regularly to the account to reap the greatest benefits from it.

5. Look for Ways to Increase Your Earnings.

The bottom line is that if you want to increase your net worth, you need to look for ways to earn and save more. It starts by optimizing your savings strategy to best suit your long-term goals. However, you must also find ways to increase your earnings and assets. You could bring in more income by asking for a raise at your current job, looking for a side job, or earning passive income.

In addition to generating more income, any financial advisor will tell you to also invest when appropriate. There are numerous options of where to invest your money, but make sure you do not put all your eggs in one basket. Diversification protects your assets and earns more interest than savings accounts ever could. Let compounding interest help increase your net worth.

Consult with a Financial Advisor

If you ever find yourself with more questions than answers, it may be time to seek professional guidance. Setting up a consultation with a financial advisor can give you an objective assessment of your finances. Asking for help and getting expert advice are also good habits that will increase your net worth.

Many financial planners will offer a no-cost initial consultation free of charge. If you decide to use their services, they can help you evaluate new investment opportunities, begin retirement planning, and ensure you are getting the most our of your portfolio. Even if you are on the right path, expert advice can keep you moving towards your long-term financial goals.

Don’t Wait to Start Creating Good Habits

No matter what plan of action you choose, the most important thing is not to procrastinate in acting on them. It is easy to tell yourself that you will start working on your financial goals later. However, “later” can quickly become “never.” There will always be financial demands that seem more important, but there is no time like the present to start establishing good habits to increase your net worth. It does not require huge sums of cash to start planning for your future. Start small and build on that, using the small gains as momentum towards your savings goals. As you see financial progress and meet milestones, it will reinforce these good habits and keep you on on the right track.

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